Financial Information

Your comfort matters, so does feeling clear and confident about cost. Our team will walk you through your options, explain estimates in plain language, and help you choose a plan that fits your budget. If you ever have questions about insurance or payment options, just call or message us. We’re happy to help.

Payment Options

We want paying for care to feel simple and stress-free. We accept:

  • Visa, Mastercard, and Discover

  • HSA/FSA cards

  • Cash and personal checks

  • Tap-to-pay options (Apple Pay, Samsung Pay, etc.)

  • Cherry Financing

  • CareCredit

  • Online bill pay

If you’d like, we can also help you plan treatment in phases to match your budget and timeline.

Insurance

Insurance can be confusing. We make it easier. We’ll do our best to verify benefits, help you understand what’s covered, and submit claims on your behalf.

In-Network Insurance

We are in-network with:

  • Regence BlueCross BlueShield

  • Delta Dental Premier

If you have one of these plans, you’ll benefit from contracted in-network rates, and we’ll handle claim submission directly.

Out-of-Network Insurance

Have a different plan? You’re in good company. The majority of the patients we see at Daydream Dental do not have an in-network insurance, but choose to come to us anyway. We’re happy to work with many out-of-network PPO plans and will bill your insurance for you. Reimbursement depends on your individual plan.

Oregon Health Plan (OHP)

We are not able to bill for services through OHP.

Estimates & What You Can Expect

Before starting treatment, we can provide a good-faith pre-treatment estimate based on your benefits and our typical coverage experience. Final patient responsibility is determined by your insurance carrier after they process the claim.

Membership Plan

If you do not have dental insurance we work with, our Daydream Club Membership Plan is a great option for you.

Pay Online Here
Questions? Contact Our Team

Frequently Asked Questions

  • We’ve chosen to be a patient-centered practice rather than an insurance-driven practice. That means your treatment recommendations are based on what’s best for your oral health, not what an insurance company is willing to cover or reimburse.

    Some insurance networks set reimbursement rates and policies that can limit the time, quality of materials, and treatment options available to patients.

    Rather than participating with every insurance plan, we’ve chosen to remain in-network with select insurers, including Delta Dental Premier and Regence BlueCross BlueShield. This allows us to focus on delivering exceptional care without letting insurance companies dictate treatment decisions.

    If we’re out of network with your plan, that doesn’t mean you’re out of options. Many PPO plans include out-of-network benefits. We’ll gladly file your claims, help you understand your benefits, and do everything we can to help you receive any available reimbursement.

    Our commitment is simple: we’ll always recommend the treatment that’s right for you, never what’s most convenient for an insurance company.

  • Yes—whether in-network or out-of-network, we submit claims on your behalf.

  • You can still see us. Coverage and reimbursement depend on your plan.

  • Yes.

  • At this time, we can’t bill OHP. The Daydream Club membership plan is a great alternative.

  • Yes—Cherry and CareCredit are available (subject to approval).

  • Yes—ask us anytime and we’ll walk you through it.